LIEBG was formed in 1988 by Charles J. Vaccaro, Esq. and Ralph C. Prisco, Esq., attorneys specializing in Tax and Pension Administration. During the last 10 years their primary focus has included the vast arena of employee benefits. Their commitment and accumulated knowledge during this time period has resulted in a premier benefits firm that prides itself on professionalism and a high level of service to its clients.

Our Team

Ralph C. Prisco, Chief Executive Officer (1955 - 2009) - attended Pace University and St. John's University School of Law. Mr. Prisco began in employee benefits as a research assistant on "Pension Disputes and Settlements" (Panel Publishers, 1978). He authored "ERISA and the Arbitration of Employee Benefit Plans," Balance, 1978; and co-authored with Mr. Vaccaro "Calendar Year Personal Service Corporations under the Tax Reform Act," The Pension Actuary, September, 1986. He became an Associate with Hayt, Hayt and Landau in 1981, and a Partner in 1986. Mr. Prisco was an adjunct instructor at Adelphi University teaching "Employee Benefits." He has spoken on the subjects of fiduciary responsibility and the prudent man rule, assignment and alienation of benefits and claims procedures, disputes with participants and beneficiaries arising from inadequate reporting and disclosure, valuing and dividing pension plans of closely held businesses, discovery, depositions and interrogatories for retirement benefits in an equitable distribution case and IRS actuarial audits and changes in pension provisions under the various tax acts from 1981 through 1997. He was a member of the Employee Benefits Committees of the American Bar Association, New York State Bar Association, and a member and past president of the Pension Council of Long Island, Inc.

Charles J. Vaccaro, President - attended Clarkson University and Syracuse University School of Law. He began his career with Price Waterhouse & Co. in 1968 and became a certified public accountant in 1970. He received his degree of Master of Laws in taxation from New York University in 1971. He became associated with Hayt, Hayt & Landau, a Great Neck, New York, law firm, in 1973. In 1978, Mr. Vaccaro became a Partner in Hayt, Hayt & Landau, which at that time began its transformation into a national law firm. At the time of the reorganization of Hayt, Hayt & Landau in 1988, the firm had locations in ten states and Washington, D.C. Mr. Vaccaro is an active member of various tax and employee benefit committees and he is past president of the Pension Council of Long Island Inc. His faculty appointments have included: New York State Bar Association Continuing Legal Education Program; New York State Society of Certified Public Accountants - Foundation for Accounting Education, Inc; Adelphi University - Adjunct Assistant Professor.

Jeffrey D. O'Connor, QPA, Director of Operations - earned his B.S. degree in Business Management from the New York Institute of Technology in 1980 and the ASPPA designation of Qualified Pension Administrator in 1989. In 1980 he joined the Actuarial Benefits division of Coopers & Lybrand. Four years later he moved to Pappas Financial Services to start up their consulting and administrative services for qualified plans. In1989 he joined Pension Parameters, Inc. as a Senior Consultant and was promoted to Branch Manager of their Long Island office in 1997. Throughout his career he has been responsible for plan design, actuarial valuations FASB compliance, ESOPs and has represented clients for IRS, PBGC and DOL audits. He joined LIEBG in May 2002 as Director of Operations. He is primarily responsible for coordination of all operations including producer support, plan design, administration and computer systems. He is a current member of ASPPA and formerly sat on the Committee for Financial Support to the Matrimonial Bar.

William J. Clemans, Enrolled Actuary – earned his B.S. degree in Mathematics from Dowling College in 1998 then immediately began his career at Schloss & Company as a Pension Assistant and was promoted to Senior Administrator. He is an Enrolled Actuary licensed by a Joint Board of the U.S. Department of Treasury, Department of Labor and the American Society of Pension Professionals & Actuaries. Throughout his career he has been responsible for plan design, actuarial and annual valuations for all types of qualified retirement plans, annual plan filings and all other day-to-day consulting. He joined LIEBG as Enrolled Actuary in January 2008 and is responsible for a variety of compliance issues and actuarial valuations and certifications.

Lois Quartararo, Vice President of Insurance Services - joined the LIEBG family in December of 2007 and brought with her 25 years of experience in the insurance industry. Having gotten her initial experience with the Phoenix Mutual Insurance Company in employee benefit planning she has gone on to manage brokerage departments for several general agencies in the New York area. Her responsibilities at LIEBG include large group plan design, implementation, orientation and education. Ms. Quartararo also provides hands on support to our clients' HR departments and is responsible for training and supervising of LIEBG personnel as advocates and liaison between benefit carriers and our clients' employees.

Bob Javors, Vice President - graduated from Brooklyn College in 1969 and later completed the Pension Paralegal program at Adelphi University. He has a B.A. in Marketing from F.I.T. and he began in the late 1970's with Hallman & Lorber Associates, Inc. as a plan administrator. Five years later he moved to P.F.R. Planning, Inc., where he became manager of the pension department. In 1986, he joined Shore & Reich, Ltd., where he was a senior consultant. He remained in that position through Schloss & Company's acquisition of Shore & Reich. In May, 1996, he joined LIEBG as a Vice President. His major duties are client consulting and education in addition to supervising the administration of his clients' cases.

Carol L. Faram, Pension Analyst - graduated from S.U.N.Y. with a degree in the Science of Data Processing and later completed the Paralegal program at Adelphi University. She began in 1979 with Beck/Arnley Corp. as an M.I.S. Assistant, and in 1987 moved to a major financial consulting firm and spent the next eight years performing all aspects of 401(k), Profit Sharing and Money Purchase administration. In 1995 she moved to LIEBG as a Pension Analyst.

Susan Curtach, Pension Analyst - earned her degree in Applied Mathematics and Statistics from S.U.N.Y. at Stony Brook in 1987. In July, 1988 she joined the Long Island office of Pension Parameters, Inc. as a Pension Assistant and was ultimately promoted to Senior Pension Administrator and Assistant Manager. She remained with Pension Parameters, Inc. through the closing of the branch office in 2002 and joined LIEBG in 2002 as a Pension Analyst. Throughout her career, she has been responsible for plan design, actuarial valuations for all types of qualified retirement plans, FASB compliance valuations, representing clients in connection with both IRS, PBGC, and DOL audits and IRS and PBGC plan terminations. In addition, she is well-versed in all areas of pension administration, including 401(k) daily recordkeeping and traditional valuations for small to large sized plans. Sue has also passed several of the ASPPA pension administration exams.

Jennifer Kienle, Pension Analyst - graduated from Hofstra University in 1999, earning a Bachelor of Science degree in Mathematics. She began her career in 1999 with Associated Pension Consultants, Inc. as a Junior Pension Analyst and was promoted several times in her years with the firm. While at APC, she was involved in the processing of distributions and loans and performed non-discrimination testing, annual and quarterly valuations, annual plan filings, and other day-to-day consulting and administration on defined contribution plans, including plan designs. Jennifer also prepared documents and performed administration for cafeteria plans. She was also responsible for collecting and preparing data for IRS and DOL audits. In 2005, she joined LIEBG as a Pension Analyst.

Kerry C. Quiery, Conversion Specialist - earned his B.S. degree in Economics from SUNY at Stony Brook in 1990 and his MBA in Banking and Finance from Dowling College in 1997. He began his career at Bank of New York in 1991, working in the Retail Banking area. While at Bank of New York, Kerry was responsible for all branch operations and product sales. In 1998, he joined CBIZ Retirement Services, Inc. as a Senior Pension Consultant, where he supervised the plan administration and client relations for their Tier I clients and assisted in the establishment of their call center. He has also successfully completed two ASPPA pension administration courses and exams. Kerry joined LIEBG in 2003 and is responsible for our plan conversion operations.

Jennifer Ogur, Conversion Specialist - graduated from St. John's University in 2006 with a Bachelor of Science in Mathematics. Prior to joining LIEBG in 2009, she served as a Pension Administrator at Retirement System Group, Inc., where she held overall responsibility for the administration of defined benefit plans, including pension calculations, distribution processing, and compliance testing. At LIEBG, her responsibilities include coordinating plan takeovers and RFP responses, performing annual valuations and plan filings, as well as daily administration of defined contribution plans. She is currently working toward the ASPPA Qualified 401(k) Administrator (QKA) designation.